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FHA New Purchase

    FHA New Purchase Loans are the only way to go any more since the "mortgage - meltdown" or the "credit - crunch", you pick your phrase. FHA Loans, many years ago where on the only game in town, but over the last few years, BEFORE the 'housing" challenge most lenders and home buyers stayed away from them. Some lenders stayed away from them do to the extra paperwork evolved, while others did not offer them to potential buyers because they (the lender) was NOT FHA approved.

     During the housing run up, most lenders and buyers went to the "non-conforming way, which was the easiest way for the lender and the buyer. I mean how else could you actually purchase a home for a hand shake and a smile. without credit, without incomes and without the ability the repay the bank.

 I mean with FHA, one actually has to "qualify: for and actually have the ability to repay the loan. Gone are the day of the "stated" loan programs where all you had to do is "state" how much money you made without having to verify your income. You MUST be able to verify your income and show the ability to repay your FHA new purchase loan. FHA also has certain income to debt ratios that you must meet in order to be approved for FHA financing, but believe you me it is certainly worth it. FHA loan normally carry a below "market" interest rates as they are insured by uncle Sam and the federal government

So are you ready to "kiss your landlord goodbye"? well then the next step is all yours. We never charge a fee to pull your credit, we never charge a fee to submit your application, in fact we do not charge any up-front fees at all, so what era you waiting for? you have nothing to lose, except many your rental receipts. you know you want to own a home of your own, go for it and let the FHA Professional at the FHA Connection GET FHA APPROVAL  for you

Call 1-678-770-5046 or submit on line, either way, we are the FHA CONNECTION

 

 

 

 

 

 

 

 
 
 
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